Really! If you aren’t tracking your money in any way it’s going to be near impossible to come up with a realistic plan for how to improve with money. So knowing how much you actually spend is half the battle of being good with money. But it’s something that I will have to do or else I’m going to continue having trouble getting things done. I’m currently refusing to update to iOS 12 on my iPhone, because I don’t want that feature that shows how much time I’ve wasted on screen time. I’m not trying to shame anyone, because I know what it feels like to avoid seeing the cold, harsh numbers all in one place.
That’s a lot of money that’s unaccounted for.
Like, ‘$1,500 in a miscellaneous category’ level. There were whole buckets of money that seemed to disappear into the ether. That’s because they didn’t know how much money they were actually spending. The ones who needed the most help never listed out their monthly budgets. Well, approximately one year later, here we are.Ĭoincidentally, I was browsing the personal finance forums on Reddit the other day, when I noticed a pattern emerging with the people who were posting for help with their money: A while back someone asked me to write a post on how to use Mint to check your net worth, and I said, ‘yes, of course’.
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